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Guernsey Football Association has signed an agreement with Bluefin to enable the Association and all affiliated Clubs, Leagues and Referees to enjoy the benefits of the National Game Insurance Scheme.

This specialist Football Liability Insurance Scheme is designed to provide essential cover for County Football Associations and their affiliated member clubs, leagues and referees. By arranging cover as a block insurance scheme it means that premiums are more affordable to clubs and leagues at the lower levels of the game. Cover is obtained via affiliation to the County FA.

COUNTYCOVER primarily provides Public Liability Insurance. A club / league can be held legally liable if it is proven that it was negligent or failed to take ‘reasonable care’ to prevent injury to a member of the Public or members of the club/league or damage to third party property.

Public Liability Insurance is designed to pay compensation and legal costs that arise if the club / league or any of its members are found to be at fault. This cover is not to be confused with Personal Accident Insurance.

It is mandatory for Adult 11-a-side teams to have Personal Accident insurance in place. Public Liability insurance is also mandatory and all clubs should carry a limit of indemnity of no less than £10,000,000 any one occurrence.

Bluefin Sport can provide clubs, teams, leagues and match officials with robust and competitive insurance products, specifically tailored to the needs of grassroots football.

Bluefin Sport is The FA’s appointed broker to deliver the National Game Insurance Scheme (NGIS) and also our appointed broker. We urge you to consider your purchase of insurance cover through the NGIS.

Personal Accident

Personal Accident insurance is available for adult and youth teams and protects players, committee members, managers, trainers and assistant referees/officials in the event of an accident arising from football activities.

Benefits include:

• Accidental death
• Life cover
• Permanent total disablement
• Loss of sight, limbs, speech, hearing
• Hospitalisation
• Dental expenses
• Weekly benefits for time off work
• Broken bone benefits

For Adult 11-a-side teams, personal accident insurance is mandatory and the Basic level of cover is the minimum level of cover required by the Guernsey Football Association. We would recommend that you look at the range of benefits on offer as you may wish to upgrade your teams cover.

Bluefin Sport offer a monthly instalment facility will help you to spread the cost of your personal accident insurance for premiums of £100 or more.

Legal Liabilities (including Public Liability)

The Countycover scheme is available to affiliated clubs, leagues and match officials affiliated to the Association. Cover is arranged by the association as a group policy, so premiums are more affordable. This allows you to purchase the cover at a much cheaper premium, whilst you also benefit from the wider cover of a policy that has been designed specifically with grassroots football in mind.

Five elements of cover in one unique package:

  • Public Liability - £ 10,000,000
  • Employers liability - £ 10,000,000
  • Officers and committee liability - £ 5,000,000
  • Professional indemnity - £ 10,000,000
  • Cyber Liability - £ 250,000


Get in touch

If you have any queries regarding Insurance please contact the Guernsey FA:


Frequently asked questions

Cover is purchased through the Whole Game System when you affiliate to Guernsey Football Association. The insurance premium of £18.00 should be paid through the Whole Game System or to your FA together with your affiliation fees.

Please contact your Club Secretary.

Please contact Bluefin Sport:

T: 0845 872 5060 or 0208 285 3131

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